"What is the consumer credit act?"
"What does consumer credit regulation mean for my firm?"
These are questions we help our clients to answer every day. You can rely on our specialist expertise of conducting business under regulation to make things simple and real for you. Working with CCAS will ensure you peace of mind that you’re doing things in the right way. We’ll help you to minimise the impact on your business and turn compliance into a competitive advantage.
If your business is one of over 50,000 in the UK who offer consumer credit you are now subject to regulation and you can rely on CCAS to support you.
You will be affected if you are involved in vehicle finance and leasing, secured and unsecured lending, short term lending, pawn broking, asset finance, debt management, credit hire, retail purchase finance and insurance. CCAS work closely with members of BVRLA, NPA, DRF, DEMSA, FLA, CFA and ASTL to support authorisation, compliance and liaison.
With CCAS you get an unparalleled level of expertise in the field of conducting consumer credit business under regulation.
Andrew is highly effective at driving business improvement through large scale projects. He has over 20 years of experience in financial services with specific expertise in consumer credit and lending, and has consulted on European Directives.
Michael has a very high level of technical knowledge. With 25 years of experience in conduct risk and corporate governance and having held control functions in large regulated firms, he has a thorough understanding of how to do business under regulation.
Stephen has a lifetime of experience in financial services both in practice and in an advisory capacity. His specialist expertise has secured his place on the FCA skilled persons panel and he is frequently called upon as an expert witness in complex legal cases.
John has a particular skill in implementing customer centric change through the design and delivery of outcome testing and root cause analysis. Before setting up the RFS Group which includes CCAS, John held senior positions in the largest regulatory outsourcing companies in the UK.
Steve is an expert in consumer credit, compliance and risk with over 20 years’ experience in financial services. He has operated to a senior level and held control functions. With a degree in law Steve has acted on many consumer credit regulation matters.
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